Todd Schanel, CFP®, CPA, CFA, Jackie Goldstick, CFP®, and Taylor Rigler, CFP®

Market Volatility in Retirement: Addressing Sequence of Return Risk

Deciding to retire during market volatility can be a tough call. Do you stick it out for another year, or take the plunge?   Even with a well-diversified global portfolio, the timing of retirement can expose an investor to “sequence of return risk,” which is the risk that a market downturn will occur early in retirement.    When a…


Unnerving Headlines: This is Why We Diversify

In Q1 of 2023, global stocks gained nearly 7% in the first quarter, continuing the upward momentum that we saw in Q4 of 2022.  Bonds also posted healthy returns, with the US Aggregate Bond Index returning almost 3% in just three months.   Despite these investment returns, the quarter will be more remembered for a series of unnerving…