At Core Wealth Management, we believe clear financial planning is the cornerstone of financial success. Whether you are saving for retirement, you are already retired or you have some specific financial concerns, our team of independent financial advisors will draw on their experience and expertise to devise solutions to help you meet your goals.
FINANCIAL PLANS AT CORE WEALTH MANAGEMENT
Flexible and Effective. From total-care plans for the spectrum of your life to targeted areas of concern, we’ll help you identify key goals, replacing emotional guesswork with informed clarity, so that you can make the best choices for you and your family.
Portable. We stand ready to assist with implementation, but our plans also are designed to be taken anywhere and implemented as you see fit.
Fair and Objective. Planning is available on an hourly or a fixed-fee basis, whichever is most comfortable and economical for you. And because our planners are not commissioned sales executives, we focus on your best interests.
Encompassing. Specific financial planning areas we can address include cash flow planning, investment policy development, retirement planning, education funding, mortgage analysis, Social Security optimization, insurance needs analysis, estate and charitable planning, and more.
WHAT CAN A CERTIFIED FINANCIAL PLANNER (CFP®) DO FOR YOU?
A CFP is trained to take a comprehensive approach to wealth management. It is the CFP who will integrate all of the various components of your wealth management needs. Each decision that you make impacts other facets of your plan and it is critical that all of the pieces of the complex puzzle work in conjunction with one another.
Specific aspects of a financial plan may include:
Cash Flow Planning: Understanding your cash needs, both in terms of timing and amount, and assessing your ability to save are critical components to any financial plan. This is a crucial first step to financial planning, and we will assist you in making the right choices to allocate your resources.
Investment Planning: We’ll work with you to define your objectives, assess your risk tolerance, and determine your time horizon. Our team will seek to develop an optimal asset allocation plan, along with specific investment recommendations, that will bring you closer to reaching your goals.
Retirement Planning: We will help you determine what level of resources will be necessary for you to retire, what you can do to reach that goal and how you can most efficiently use the assets you have accumulated once you do retire. We evaluate different strategies to maximize collection of social security benefits, if you are eligible for a pension, we evaluate different payout options.
Insurance Planning: Protecting your assets and your income is a critical component to any financial plan. It is imperative to make sure adequate protections are in place so that your financial plans will not be compromised if an unanticipated event occurs.
Tax Planning: Minimizing taxes is always a concern and we evaluate all aspects of your financial plan with this in mind. We seek to maximize tax efficiency in the portfolios we manage and we devise tax-efficient saving and distribution strategies.
Estate Planning: No matter your level of wealth, estate planning is a critical piece of your financial plan. We make sure you have the appropriate documents in place and we review how your assets are titled to ensure that your assets will transfer in a manner that is consistent with your wishes and in the most efficient and cost-effective way possible.
CONNECT WITH US
Stay up to date on the latest company news,
industry updates, and more.