About fifteen years ago, as markets began recovering from the Great Recession, someone remarked, “The market wouldn’t have recovered if the government hadn’t stepped in with those bailouts.” We saw this dynamic again five years ago with the response to COVID-19. For a brief moment, it seemed like we were headed for a depression—but policymakers…
Details
If we were to simply post first quarter numbers, the picture would suggest a fairly typical quarter: U.S. stocks down modestly, international stocks up, and bonds doing their job. Global asset class returns through March 31, 2025, are summarized in the chart below: But that snapshot already feels outdated. Much of what investors are reacting…
Details
Social Security has been a major topic in the news, especially as the new administration considers potential changes to benefits. Naturally, this raises a lot of questions: Is Social Security secure? Will my benefits change? Should I be concerned? To help provide some clarity, we’ve gathered some of the most common questions we’ve heard from…
Details
For many individuals, managing their financial life involves navigating a maze of overlapping concerns, with taxes often at the center. Have you ever asked your advisor questions such as: “How will selling this investment impact my taxes?” “What’s the best way to structure this gift to my children?” “Should I convert my traditional IRA to…
Details
Building a comprehensive financial plan requires more than just one area of expertise. Whether you’re focused on growing your wealth, managing tax obligations, or reaching long-term financial goals, having a multidisciplinary team of professionals can make all the difference. At Core Wealth Management, we believe in the power of collaboration—which is why our team includes…
Details
U.S. stocks rose 24% in 2024, marking a second straight year of strong gains, fueled by optimism around technological advancements and a more accommodative Federal Reserve. Meanwhile, stocks outside the U.S. delivered more modest returns. This widening performance gap, which has been building for some time, raises important questions about valuations, market dynamics, and the…
Details
With the holiday season upon us, many of us find ourselves seeking the perfect gift for loved ones, choosing thoughtful tokens for colleagues and teachers, and delighting children with the season’s hottest new games and gadgets. Gift-giving is a long-standing tradition, bringing joy to both the giver and the recipient. In some cases, those with…
Details
If you’ve recently lost your spouse and either inherited IRA assets and/or have substantial IRA assets of your own, it may be worth considering a ROTH conversion in the year of their passing to help reduce future taxes. Why the Year of Death Matters In the year of death, you can file as Married Filing…
Details
In the fall of 2022, surging interest rates—driven by the Federal Reserve’s aggressive efforts to combat inflation—caused significant turbulence in both stock and bond markets, leading to declines across many asset classes. However, for savers, this spike in rates offered a silver lining in the form of higher returns on bank deposits, including savings accounts,…
Details
As the U.S. election on November 5th approaches, uncertainty about what lies ahead is on the rise—particularly regarding how global markets might respond. While media coverage will likely emphasize potential volatility, it’s essential for investors to stay grounded and maintain a thoughtful outlook. In efforts to help you maintain perspective during this period, we have…
Details