Jackie Goldstick, CFP® and Taylor Rigler, CFP®

U.S. Debt Ceiling Debate: A Long-Term Investor’s Perspective

The debt ceiling debate is dominating the headlines. In a nutshell, the debt ceiling is a limit that is set by the U.S. Congress on the total amount of debt that the Federal government is legally allowed to borrow.  Since the 1960’s, the debt ceiling has been raised a total of 78 times.   There have been…


Understanding the Banking Storm – From Crisis to Confidence

In light of the recent banking crises involving Silicon Valley Bank (SVB), Signature Bank, and the takeover of First Republic Bank by JPMorgan Chase, US policymakers have shown their commitment to “backstop” all deposits and created the Bank Term Funding Program (BTFP) to support vulnerable banks. These crises were likely due to a combination of…


Secure Act 2.0 – Tax Planning Opportunities Related to Delayed Required Minimum Distribution Requirements

Those who reach age 72 in 2023 or beyond now have more time to opportunistically take distributions from their tax-deferred accounts in efforts to minimize their tax liability over their retirement years.1  For those who will turn 72 in 2023-2031, RMDs must begin at age 73; for those who turn 72 in 2032 or later, Required…