Why Have U.S. Recessions Become So Rare, and Is This the New Normal?
Since the Great Recession ended in June 2009, the United States has experienced only one official recession. That downturn, caused by the pandemic, lasted just…

“Successful investors are optimistic about the future but are always prepared for short-term setbacks. That mindset is especially valuable in today’s environment, and we hope it provides some peace of mind that we plan for market downturns before they happen.
We remain committed to our investment philosophy and are confident that our approach, coupled with flexibility, ongoing risk management, and diligence will provide the highest likelihood of keeping you on track to reach your long-term goals. “
Since the Great Recession ended in June 2009, the United States has experienced only one official recession. That downturn, caused by the pandemic, lasted just…
Many retirees and pre-retirees wonder whether a Roth conversion could improve their long-term financial situation. While Roth conversions can create valuable planning opportunities, they also…
The Magnificent Seven—Alphabet, Amazon, Apple, Meta, Microsoft, Nvidia, and Tesla—have dominated U.S. market returns in recent years. Their success caused many investors to question why…
Many people spend years saving for retirement, but far fewer spend time planning how they will withdraw those savings and understanding the tax implications of…
The debate over real estate vs. stocks has been going on for decades. A May 2025 Gallup survey found that 37% of Americans believe real…
Financial planning is often discussed in broad, national terms. You’ll hear general rules about taxes, retirement, investing, and spending that are meant to apply to…
With ongoing concerns around inflation, interest rates, and geopolitical events, gold and silver have attracted renewed investor attention over the past several years. But before…
With the April 15th tax deadline behind us, many people are ready to move on. But from a financial planning perspective, this is often one…
Why Personalized Financial Advice Still Matters in the Age of AI Artificial intelligence is changing how people access financial information. Today, it is possible to…