U.S. Debt Ceiling Debate: A Long-Term Investor’s Perspective
The debt ceiling debate is dominating the headlines. In a nutshell, the debt ceiling is a limit that is set by the U.S. Congress on…
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Five Questions You Should Ask to Ensure You Find the Right Fee-Only Advisor for You
Choosing a financial advisor is an important decision, as he or she will play a critical role in helping you achieve both your personal and…
Understanding the Banking Storm – From Crisis to Confidence
In light of the recent banking crises involving Silicon Valley Bank (SVB), Signature Bank, and the takeover of First Republic Bank by JPMorgan Chase, US…
Unnerving Headlines: This is Why We Diversify
In Q1 of 2023, global stocks gained nearly 7% in the first quarter, continuing the upward momentum that we saw in Q4 of 2022. Bonds also…
Secure Act 2.0: Provisions Affecting ROTH IRA Accounts and What They Mean for You
There are several provisions in Secure Act 2.0 that relate to ROTH IRAs and ROTH accounts within workplace retirement plans. ROTH AccountsFirst, as reminder, ROTH…
Secure Act 2.0 – Tax Planning Opportunities Related to Delayed Required Minimum Distribution Requirements
Those who reach age 72 in 2023 or beyond now have more time to opportunistically take distributions from their tax-deferred accounts in efforts to minimize…
Secure Act 2.0: Changes to Required Minimum Distribution Start Dates
Has your RMD start date been delayed as part of the Secure Act 2.0? The retirement planning landscape has undergone significant changes since Congress was…
New Year, New Perspective – 8 Steps to Get you Closer to Financial Freedom
As we embark on a new year, especially after coming off one that was challenging in so many ways (especially from a financial perspective), it…