2019 Contribution Limits for Retirement Accounts
Annual contribution limits for retirement savings accounts for 2018 and 2019, as established by the IRS, are listed below. Please keep in mind that contributions…
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How to Use Asset Location to Increase After Tax Returns
Most of us have heard of asset allocation – the process of dividing a portfolio’s assets across various parts of the market according to…
CFP® and CFA: Credentials to Consider When Hiring a Financial Advisor
If you have ever met with a financial advisor, it is likely that they have several letters after their name. As a consumer, it is…
How Are Your Investment Accounts Protected?
When you deposit money into a bank account, the bank uses those funds to make loans. In the unlikely event that too many loans go…
Why Estate Planning Should Begin At 18
As a financial planner, one of the topics that I always bring up with my clients, although most of them don’t like to discuss it,…
How Today’s Spending Habits Impact Your Retirement
When helping people plan for their financial future, the overriding principle that governs the advice we give is to “control what we can.”, and one…
Investing is Simple, But It Isn’t Easy
We all know that to receive a return on your investment, first you must invest and then, you must stay invested. Investing 101 teaches us…
What You Need to Know about Roth IRA and 401K Distribution Rules
When saving for retirement, ROTH accounts are becoming increasingly popular. Unlike traditional IRAs or 401k plans, while contributions to ROTH IRAs and ROTH 401k plans…