Should You Offer a 401K Plan?
Offering a 401K plan can be a great benefit for both the owner of a business and its employees. But a 401K requires time, money…
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Financial Freedom – It’s Not All About The Size of Your Bank Account
The way in which we respond and react to events that unfold in our daily lives are often the result of our past experiences. This…
The Art of Investment Management
Many people mistakenly believe that investment management is simply selecting the investment or combination of investments that will generate the highest yield or highest long-term…
How Are Social Security Benefits Calculated?*
The purpose of social security is to replace a portion of the income you earned over your life once you are retired. How exactly your…
Half of a Whole: When You Lose a Spouse
Whether it’s sudden and unexpected, the culmination of a lengthy illness or merely the result of old-age and the normal cycle of life, there’s nothing…
Why We Invest Abroad
The 12 month period ending 6/30/2017 marked the first time in about five years that non-US stocks performed better than US stocks on a trailing…
When You Know Better …
“When you know better, you do better.” These words, famously spoken by Maya Angelou, suggest that the more knowledge we have, the better we can…
The Sources of Retirement Cash Flows
When you hear the word “diversification” in the context of investing, one thinks of owning multiple holdings across asset classes, geographical locations, and industry sectors.…