CFP® and CFA: Credentials to Consider When Hiring a Financial Advisor
If you have ever met with a financial advisor, it is likely that they have several letters after their name. As a consumer, it is…
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How Are Your Investment Accounts Protected?
When you deposit money into a bank account, the bank uses those funds to make loans. In the unlikely event that too many loans go…
Why Estate Planning Should Begin At 18
As a financial planner, one of the topics that I always bring up with my clients, although most of them don’t like to discuss it,…
How Today’s Spending Habits Impact Your Retirement
When helping people plan for their financial future, the overriding principle that governs the advice we give is to “control what we can.”, and one…
Investing is Simple, But It Isn’t Easy
We all know that to receive a return on your investment, first you must invest and then, you must stay invested. Investing 101 teaches us…
What You Need to Know about Roth IRA and 401K Distribution Rules
When saving for retirement, ROTH accounts are becoming increasingly popular. Unlike traditional IRAs or 401k plans, while contributions to ROTH IRAs and ROTH 401k plans…
How Market Indices Provide Perspective on Portfolio Performance
As an investor, it’s perfectly natural to ask, how are my investments doing? Most people look at their account values and if they are up,…
3 Ways to Get Tax Benefits from Charitable Contributions
One of the major changes that were made to the tax code by the Tax Cuts and Jobs Act of 2017 was the expansion of…