All Investment Risk is Not Created Equal
We all know that risk and return go hand-in-hand. As investors, we are encouraged to think about how much risk we can/want to assume and…
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Three Reasons Not to React to Financial News
Stock prices change as new information becomes available. It’s not surprising that many investors believe that it is crucial to follow financial news carefully and…
Money Management Lingo
Doctors write prescriptions. Auto mechanics perform tune-ups. Lawyers prepare briefs. Financial advisors help you manage your money. Ultimately, it’s that simple. But like any other…
Health Savings Accounts – The Best Retirement Account of All?
In the hierarchy of tax-preferenced savings vehicles, the Health Savings Account (HSA) sits at the top. Unlike an IRA or 401K, an HSA offers a…
Dimensional Fund Advisors and Vanguard (Part II): Dimensional’s Advantages
As I discussed in a previous article, Dimensional and Vanguard are similar but are different in some key respects. While neither fund family relies on…
Using Donor Advised Funds to Maximize the Value of Charitable Gifts of Appreciated Stock
Through a Donor Advised Fund (DAF), a donor can make a charitable contribution, get an upfront tax deduction, and then recommend what charities to support…
Dimensional Fund Advisors and Vanguard (Part I): What’s the Difference?
Vanguard and Dimensional Fund Advisors (Dimensional) both offer mutual funds that provide investors with broad exposure to various asset classes at a very low cost.…
Using a Donor Advised Fund for Charitable Giving
In the past, when it came to income taxes, people who were charitably inclined could make charitable gifts to reduce their taxable income. While that…